Role Overview for Head of Treasury & Capital Markets with a Regional Bank – St. Louis, MO
JRG Partners is proud to partner with a premier, growth-oriented regional bank headquartered in the vibrant financial hub of St. Louis, Missouri. Our client has built a sterling reputation for its commitment to community, customer-centric values, and sound financial stewardship. We are seeking a visionary and highly accomplished financial executive to join their senior leadership team as the Head of Treasury & Capital Markets. This is a pivotal role that will shape the financial future of the institution, offering a unique opportunity to make a significant impact on its long-term success and stability.
Reporting directly to the Chief Financial Officer (CFO), the Head of Treasury & Capital Markets will serve as a key strategic advisor to the executive team and the Board of Directors. This individual will be entrusted with the critical responsibility of overseeing all aspects of the bank’s treasury functions, balance sheet management, investment portfolio, and capital markets activities. The ideal candidate is a strategic thinker with a deep understanding of complex financial markets, a proven leader capable of building and mentoring a high-performing team, and a collaborative partner who can work across the organization to drive financial performance and manage risk effectively.
The core mission of this role is to safeguard the bank’s assets while optimizing its financial resources to support sustainable growth. This involves developing and executing sophisticated strategies for liquidity management, interest rate risk, capital adequacy, and investment performance. You will be the central figure in navigating the complexities of the financial markets, ensuring the bank is well-positioned to capitalize on opportunities while mitigating potential risks. Your expertise will be instrumental in steering the bank’s Asset/Liability Committee (ALCO) and shaping the overall financial strategy that underpins its competitive advantage in the marketplace.
This is more than a management position; it is a leadership role that demands a forward-thinking perspective and the ability to inspire excellence. You will be responsible for fostering a culture of rigorous analysis, continuous improvement, and data-driven decision-making within your department. As the Head of Treasury & Capital Markets, you will build upon a strong foundation to create a best-in-class function that is integral to the bank’s strategic objectives and continued prosperity.
Key Responsibilities of Head of Treasury & Capital Markets with a Regional Bank – St. Louis, MO
Strategic Treasury & Liquidity Management
- Develop, implement, and oversee the bank’s comprehensive treasury and liquidity management strategies, ensuring alignment with overall business objectives and risk appetite.
- Manage the bank’s daily cash position, forecasting short-term and long-term funding needs to support lending activities and operational requirements.
- Oversee all funding sources, including core deposits, wholesale funding, Federal Home Loan Bank (FHLB) advances, and other borrowing facilities, optimizing for cost and stability.
- Establish and maintain robust contingency funding plans to ensure the bank can withstand various market stress scenarios.
- Manage and nurture key relationships with correspondent banks, regulatory bodies, and other external financial partners.
Capital Markets & Investment Portfolio Oversight
- Direct the management of the bank’s investment portfolio, setting strategic allocation targets to optimize yield, manage risk, and provide necessary liquidity.
- Lead the security selection process, performance measurement, and risk analysis for the portfolio, ensuring compliance with all investment policies.
- Execute capital markets transactions as needed, including debt issuance, securitizations, and other strategic initiatives to manage the bank’s capital structure.
- Continuously monitor macroeconomic trends, market conditions, and industry developments to inform investment and hedging decisions.
- Oversee the execution of all trading and investment activities, ensuring best execution and adherence to internal controls.
Asset/Liability Management (ALM) & Interest Rate Risk
- Serve as a key leader and voting member of the Asset/Liability Committee (ALCO), providing expert analysis and strategic recommendations on balance sheet management.
- Lead the development and execution of sophisticated ALM strategies to manage the bank’s exposure to interest rate risk (IRR) and optimize Net Interest Margin (NIM).
- Utilize advanced financial models to conduct scenario analysis, stress testing, and simulations to understand the potential impact of market changes on the bank’s earnings and capital.
- Develop and implement effective hedging strategies using derivatives and other financial instruments to mitigate unacceptable levels of interest rate risk.
- Prepare and present comprehensive ALCO packages and reports for the executive team and the Board of Directors, clearly articulating risks and strategic recommendations.
Regulatory Compliance, Risk Management & Reporting
- Ensure all treasury and capital markets activities are conducted in strict compliance with all applicable federal and state banking regulations, including those from the FDIC, Federal Reserve, and OCC.
- Develop and maintain a robust internal control framework for all treasury operations to prevent fraud, errors, and operational losses.
- Oversee the preparation of all regulatory and internal reports related to liquidity, capital, investments, and interest rate risk.
- Partner with the Chief Risk Officer to identify, measure, monitor, and control all financial risks associated with the treasury function.
Leadership & Team Development
- Provide strong leadership, mentorship, and professional development to the treasury and capital markets team, fostering a culture of high performance and collaboration.
- Recruit, train, and retain top-tier talent to build a best-in-class team capable of supporting the bank’s strategic goals.
- Set clear performance objectives, provide regular feedback, and create opportunities for career growth within the department.
- Act as a key collaborator with other department heads, including Lending, Credit, Finance, and Operations, to ensure seamless execution of enterprise-wide strategies.
Requirements for the Head of Treasury & Capital Markets with a Regional Bank – St. Louis, MO
Educational & Professional Credentials
- Bachelor’s degree in Finance, Economics, Accounting, or a related quantitative field is required.
- An MBA or a Master’s degree in a relevant discipline is strongly preferred.
- Professional certifications such as Chartered Financial Analyst (CFA), Certified Treasury Professional (CTP), or Financial Risk Manager (FRM) are highly desirable.
Professional Experience
- A minimum of 15 years of progressive experience in corporate treasury, capital markets, and/or asset/liability management within a bank or regulated financial institution.
- A minimum of 7-10 years of experience in a senior leadership capacity, with demonstrated success in managing and developing teams.
- Proven track record of managing a complex investment portfolio (ideally in excess of $1 billion) through various economic cycles.
- Extensive, hands-on experience as a key member of an ALCO, with direct responsibility for developing and implementing balance sheet strategies.
- Demonstrable experience presenting complex financial analysis and strategic recommendations to executive management and a Board of Directors.
- Deep experience with various funding sources, including brokered deposits, FHLB borrowings, and institutional funding markets.
Core Competencies & Technical Skills
Strategic Mindset
Ability to see the big picture, anticipate future market trends, and develop long-term strategies that create a competitive advantage.
Analytical Horsepower
Exceptional quantitative, analytical, and financial modeling skills with an ability to distill complex data into actionable insights.
Leadership Acumen
Inspiring leader with the ability to build, motivate, and guide high-performing teams toward achieving ambitious goals.
Communication & Influence
Superior written and verbal communication skills, with the presence and credibility to influence key stakeholders at all levels of the organization.
Technical Expertise
Expert-level knowledge of fixed-income securities, derivatives, hedging instruments, and modern portfolio theory. Deep understanding of banking regulations, GAAP accounting, and risk management frameworks.
Systems Proficiency
Advanced proficiency with ALM modeling software (e.g., QRM, Empyrean, ZM), treasury management systems, and market data platforms like Bloomberg Terminal.
Benefits & Perks Offered
Our client is committed to attracting and retaining top-tier executive talent by offering a highly competitive and comprehensive compensation and benefits package. This includes:
Executive Compensation
A highly competitive base salary complemented by a significant annual performance-based bonus.
Long-Term Incentives
Participation in a long-term incentive plan (LTIP), such as stock options or restricted stock units, to align your success with the bank’s growth.
Comprehensive Health & Wellness
Premium medical, dental, and vision insurance for you and your eligible dependents, a robust employee wellness program, and a Health Savings Account (HSA) with a generous employer contribution.
Retirement Planning
A 401(k) retirement savings plan featuring a strong company match to help you secure your financial future.
Generous Time Off
A substantial paid time off (PTO) package, including vacation, sick leave, and paid company holidays, to promote work-life balance.
Professional Growth
A commitment to your ongoing development with support for continuing education, professional certifications, and industry conferences.
Relocation Support
A comprehensive relocation assistance package is available for qualified candidates moving to the St. Louis area.
Community Engagement
Opportunities to get involved in the local community through company-sponsored volunteer programs and initiatives.
How to Apply
This is a confidential search being conducted exclusively by JRG Partners. If you are a results-driven and strategic financial leader with the experience and vision to excel in this critical role, we encourage you to submit your application. We are looking for an individual who is not only technically proficient but who also aligns with our client’s culture of integrity, collaboration, and community focus.
To express your interest or to explore other executive opportunities in the financial sector, please visit the JRG Partners’ Banking & Financial Services practice page. A member of our executive search team will review your qualifications and contact you if your profile is a strong match for this or other relevant positions.
JRG Partners and our client are Equal Opportunity Employers. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.
