Are you a detail-oriented legal professional with expertise in mortgage underwriting, loan processing, and real estate compliance? We are seeking a Mortgage Underwriting Paralegal Job in Sarasota to assist attorneys in reviewing loan applications, ensuring regulatory compliance, and verifying financial documentation. This role is ideal for a paralegal with experience in title research, mortgage agreements, and risk assessment. As a Mortgage Underwriting Paralegal Job in Sarasota, you will collaborate with lenders, borrowers, and legal teams to facilitate secure and legally compliant mortgage transactions. If you have experience in loan underwriting, document preparation, and real estate law, this opportunity offers a rewarding legal career in the mortgage industry.
About This Role
The Mortgage Underwriting Paralegal Job in Sarasota is a critical position that requires a meticulous professional with a deep understanding of loan underwriting guidelines, mortgage compliance, and risk mitigation. This role involves conducting legal reviews of mortgage applications, analyzing property records, and ensuring compliance with federal and state mortgage regulations. You will work closely with attorneys, loan officers, and title companies to facilitate smooth and legally sound mortgage transactions. The Mortgage Underwriting Paralegal Job in Sarasota is perfect for individuals with strong analytical skills, attention to detail, and expertise in regulatory compliance. If you are passionate about real estate law, mortgage underwriting, and risk assessment, this position offers a fulfilling and growth-oriented career path.
Key Responsibilities: Mortgage Underwriting Paralegal Job in Sarasota
1. Reviewing Mortgage Loan Applications
- Analyze loan applications, credit reports, and borrower financial statements to ensure accuracy.
- Identify potential risks, missing documentation, or discrepancies in mortgage applications.
- Verify that loan applications comply with underwriting standards and legal guidelines.
2. Conducting Title and Property Research
- Perform title searches to confirm property ownership and uncover liens or encumbrances.
- Review property appraisals, zoning records, and title insurance policies for potential risks.
- Ensure that all title issues are resolved before loan approval and mortgage closing.
3. Ensuring Regulatory Compliance
- Stay updated on federal and state mortgage regulations, including RESPA, TILA, and TRID.
- Review loan agreements to ensure compliance with lending laws and fair housing regulations.
- Assist in preparing compliance reports for regulatory audits and legal reviews.
4. Drafting and Reviewing Legal Documents
- Prepare and review mortgage agreements, loan modifications, and escrow instructions.
- Draft legal correspondence related to underwriting decisions, contract disputes, and loan conditions.
- Ensure all documents adhere to state and federal lending regulations.
5. Conducting Risk Assessment for Loan Approvals
- Analyze borrower eligibility, debt-to-income ratios, and financial stability for underwriting approval.
- Identify potential fraud, misrepresentation, or inaccuracies in mortgage applications.
- Provide attorneys with risk assessments and recommendations for loan approvals or denials.
6. Assisting in Loan Closing Procedures
- Coordinate with lenders, title companies, and attorneys to ensure timely mortgage closings.
- Prepare and verify final loan documents, including settlement statements and closing disclosures.
- Ensure all required legal documents are executed, notarized, and properly filed.
7. Communicating with Clients and Lenders
- Serve as a liaison between borrowers, loan officers, and underwriting teams.
- Provide clients with updates on loan status, document requirements, and approval timelines.
- Address client concerns related to mortgage conditions, loan denials, and compliance issues.
8. Maintaining Mortgage Documentation and Records
- Organize and maintain digital and physical records of loan applications and underwriting approvals.
- Ensure secure storage and accessibility of legal documents, compliance reports, and transaction records.
- Assist attorneys in preparing reports for internal audits and regulatory reviews.
The Mortgage Underwriting Paralegal Job in Sarasota is an exciting opportunity for professionals looking to advance their expertise in real estate law, loan underwriting, and regulatory compliance. If you are ready to take on a challenging yet rewarding role in mortgage law, this position offers a significant career opportunity!
What The Client is Looking For in You
The ideal candidate for the Mortgage Underwriting Paralegal Job in Sarasota is a highly skilled legal professional with experience in mortgage underwriting, real estate law, and regulatory compliance. The client is looking for a detail-oriented and analytical paralegal who can ensure that all loan transactions adhere to legal and financial guidelines. Below are the key qualifications and skills required for this role:
- Experience in Mortgage Underwriting and Loan Processing – At least three years of experience in mortgage underwriting, legal document review, or real estate law.
- Strong Knowledge of Mortgage Regulations – Must be familiar with federal and state lending laws, including RESPA, TILA, and TRID.
- Attention to Detail and Accuracy – Ability to analyze loan documents, credit reports, and financial statements to identify inconsistencies.
- Expertise in Title Searches and Property Records – Experience in reviewing title insurance policies, zoning regulations, and property ownership history.
- Proficiency in Mortgage Software and Legal Tools – Familiarity with loan origination systems, underwriting platforms, and legal case management software.
- Legal Research and Risk Assessment Skills – Ability to conduct legal research on lending laws, fraud detection, and borrower eligibility.
- Strong Organizational and Documentation Skills – Experience in tracking underwriting approvals, managing compliance records, and preparing regulatory reports.
- Ability to Work Under Pressure and Meet Deadlines – Comfortable managing multiple loan transactions and ensuring compliance with mortgage closing timelines.
If you have experience in mortgage underwriting, risk management, and real estate compliance, this role offers an opportunity to work with leading real estate professionals and attorneys in Sarasota.
Why This Opportunity Stands Out
The Mortgage Underwriting Paralegal Job in Sarasota is a highly valuable and rewarding career opportunity for professionals specializing in loan underwriting, real estate transactions, and mortgage compliance. Here’s why this role is unique and beneficial:
- Work with a Top-Tier Real Estate Legal Team – Join a well-respected law firm that specializes in mortgage underwriting, title law, and loan compliance.
- Gain Hands-On Experience in Mortgage Transactions – Work directly with lenders, title companies, and attorneys to facilitate smooth and compliant loan approvals.
- Enhance Your Expertise in Mortgage Regulations – Stay up-to-date on real estate lending laws, risk assessment techniques, and compliance monitoring.
- Competitive Salary and Benefits Package – Receive a strong compensation package, healthcare benefits, and professional development opportunities.
- Collaborative and Professional Work Environment – Work with legal experts, mortgage professionals, and compliance officers in a supportive setting.
- Career Growth and Advancement – Opportunity to advance into senior mortgage compliance roles, underwriting specialists, or real estate law positions.
- Stable and Predictable Work Schedule – Unlike fast-paced litigation roles, this position offers a structured work schedule focused on mortgage transactions.
If you are looking for a career in real estate law, mortgage underwriting, and loan compliance, this role provides an excellent opportunity to grow and develop your expertise in real estate finance and legal risk management.
FAQs About the Role
Q: What are the minimum qualifications for this position?
A: Candidates should have at least three years of experience in mortgage underwriting, loan processing, or real estate law. A paralegal certification is preferred but not required.
Q: What type of mortgage transactions will I be handling?
A: You will work on residential and commercial mortgage approvals, loan modifications, and underwriting risk assessments.
Q: Is experience with title research and lien verification required?
A: Yes, familiarity with title insurance policies, property records, and zoning laws is highly preferred.
Q: Is this a remote or in-office position?
A: This is an in-office position based in Sarasota, with limited remote work opportunities for legal research and document preparation.
Q: What are the working hours?
A: Standard office hours are Monday to Friday, 8 AM – 5 PM, with occasional flexibility required for mortgage closing deadlines.
Q: What is the salary range for this position?
A: The salary is competitive and based on experience, with additional benefits such as performance-based bonuses, paid time off, and professional development support.
Q: Are there opportunities for career advancement?
A: Yes, this role offers growth potential into senior underwriting compliance roles, risk management positions, or real estate law advisory roles.
Q: How soon is the firm looking to fill this position?
A: The hiring process is actively underway, and early applicants will receive priority consideration.
The Mortgage Underwriting Paralegal Job in Sarasota is an excellent opportunity for legal professionals looking to advance in real estate finance, mortgage compliance, and underwriting risk management. If you meet the qualifications and are eager to contribute to high-value mortgage transactions, apply today!
What Remuneration Can You Expect from This Job?
The Mortgage Underwriting Paralegal Job in Sarasota offers a competitive salary and benefits package based on experience, skills, and industry expertise. Salaries for this role typically range from $60,000 to $80,000 per year, with potential for higher compensation based on qualifications and performance.
In addition to base salary, this position provides performance-based bonuses tied to accuracy in underwriting reviews, compliance efficiency, and case management success. Employees in this role may also receive profit-sharing incentives, discretionary bonuses, and merit-based salary increases.
The benefits package includes comprehensive health insurance (medical, dental, and vision), paid time off, and retirement contributions (401k with employer matching). Additionally, the firm offers continuing education opportunities, professional development programs, and reimbursement for paralegal certification renewals.
Other perks of the job include flexible work arrangements for document review, professional networking opportunities, and potential for internal promotions into senior mortgage compliance or underwriting leadership roles.
This role provides long-term career growth, financial stability, and industry recognition in a reputable real estate law firm. If you are looking for a well-compensated, stable, and rewarding legal career in mortgage underwriting, this opportunity is an excellent fit.
How to Apply for This Mortgage Underwriting Paralegal Job in Sarasota
If you are an experienced Mortgage Underwriting Paralegal with a strong background in loan compliance, real estate law, and risk management, we encourage you to apply for the Mortgage Underwriting Paralegal Job in Sarasota. This is an excellent opportunity to work with a highly respected real estate law firm, assisting in mortgage underwriting, compliance, and property research.
To apply, please submit your resume and a cover letter detailing your experience in loan underwriting, regulatory compliance, and title research.
This role offers a rewarding opportunity to join a leading real estate law team and gain hands-on experience in mortgage risk assessment, legal documentation, and underwriting approvals. Apply today to take the next step in your legal career as a Mortgage Underwriting Paralegal in Sarasota!
For more information or to explore similar opportunities, visit our Paralegal Recruiters in Sarasota page.
Tags: Mortgage Underwriting Paralegal | Real Estate Paralegal | Loan Compliance Specialist | Sarasota Paralegal Jobs | Title and Escrow Paralegal | Mortgage Risk Management | Real Estate Law Career
